Use HR Calcy’s free Income Tax Calculator to estimate taxes for FY 2024-25. No login needed. Compare old vs new tax regime, deductions, and savings easily on mobile and desktop.
Income Tax Calculator
(Old vs New Tax Regime)
Head | Details/ Amt. |
---|---|
Gross Income | |
Exemptions u/s 10 A (HRA etc.) | |
Professional Tax | |
Net Income under Salaries | 0.00 |
Standard Deduction (Auto Applied) | 50000 |
Deductions u/s 80 C (PF, PPF, Ins, ELSS, NPS: Max Rs.150000) | |
Deductions u/s 80 CCD (NPS: Max Rs. 50000/-) | |
Deductions u/s 80 D (Health Insurance: Max Rs. 35000/- ) | |
Deductions u/s 80 G (Eligible Donations) | |
Deductions u/s 80 E (Education Loan Interest) | |
Deductions u/s 80 TTA (FD/Post Office Interest: Max Rs. 40000/-) | |
Tax Benefit u/s 24 (Home Loan Interest Paid: Max Rs. 200000/-) | |
Total Deductions/Benefits | 0.00 |
Income tax planning plays a critical role in every salaried individual’s financial life. Whether you're a first-time taxpayer or someone trying to navigate through the new tax regime vs old regime confusion, a reliable income tax calculator can make all the difference. In this guide, we not only provide a user-friendly calculator but also offer a detailed understanding of its usage, features, and how it compares with others available online.

HR Calcy’s free Income Tax Calculator is built with simplicity and accuracy in mind. It’s designed for Indian taxpayers for Financial Year 2025–26 (Assessment Year 2026–27), and it includes all recent budget updates, deductions, and exemptions. No signup, no technical jargon—just instant, reliable results.
Why Use an Income Tax Calculator?
Income tax in India is structured in progressive slabs, and every year brings changes in limits, rebates, and exemptions. With two regimes now in effect, manual calculations can be time-consuming and error-prone. An online income tax calculator simplifies this by providing a quick, accurate way to estimate your total tax liability based on your income, deductions, and exemptions.
An efficient calculator helps you:
- Understand your tax outgo under both regimes.
- Maximize your savings with appropriate tax planning.
- Avoid overpaying or under-reporting tax liability.
- Make informed decisions for investment and declaration.
Key Highlights of HR Calcy’s Income Tax Calculator
HR Calcy’s tool has been developed keeping the average Indian salaried taxpayer in mind. Below are some of the standout features:
Feature | Availability |
---|---|
Old & New Regime Comparison | ✅ Available |
Mobile-First Responsive Design | ✅ Optimized |
Real-Time Tax-to-Income Ratio Output | ✅ Displayed Clearly |
Automatic HRA, Section 80C, 80D Inputs | ✅ Fully Supported |
No Login or Signup Needed | ✅ Instant Access |
Latest Budget 2025 Compliant | ✅ Updated Fully |
Whether you're salaried, freelance, or a pensioner, the calculator takes into account the latest slabs, surcharge thresholds, cess, and rebates. It also dynamically computes income tax on a monthly and annual basis—helping with both planning and payroll reporting.
How to Use HR Calcy’s Calculator – Step-by-Step
Using the calculator is quick and easy. Here’s a step-by-step guide:
- Enter Gross Annual Salary: This includes basic pay, allowances, and bonuses.
- Provide HRA Details: If you're receiving House Rent Allowance, input your rent paid and location to see exemptions.
- Deductions Section:
- Enter investments under Section 80C (like ELSS, PPF, life insurance).
- Add health insurance premiums under Section 80D.
- Include any education loan interest, NPS contributions, and donations if applicable.
- Professional Tax and Standard Deduction:
- Automatically calculated, including the revised ₹75,000 standard deduction as per Budget 2025.
- Select Age Category: Choose your age group—below 60, 60–80 (senior citizen), or above 80 (super senior).
- Click “Calculate”: The tool instantly shows tax liability under both regimes with a comparative chart.
You can also edit inputs to run multiple scenarios, helping you decide the best route to minimize taxes.
Tax Slabs for FY 2025–26 (As per Latest Budget)
Here’s a quick look at the tax slabs under the new regime, which is now the default:
Annual Income (₹) | Tax Rate (New Regime) |
---|---|
Up to ₹3,00,000 | Nil |
₹3,00,001 – ₹6,00,000 | 5% |
₹6,00,001 – ₹9,00,000 | 10% |
₹9,00,001 – ₹12,00,000 | 15% |
₹12,00,001 – ₹15,00,000 | 20% |
Above ₹15,00,000 | 30% |
These rates exclude surcharge and 4% health and education cess. A rebate under Section 87A is available for individuals with taxable income up to ₹7 lakh under the old regime and ₹12.75 lakh under the new regime, ensuring zero tax liability for many middle-income earners.
Budget 2025: What’s New in Income Tax?
The Union Budget 2025 brought in subtle yet impactful changes for taxpayers. Most notable among them:
- Standard Deduction Increased to ₹75,000 for salaried employees under the new regime.
- Tax Rebate under Section 87A extended to incomes up to ₹12.75 lakh.
- Slight tweaks to surcharge thresholds benefiting high-income earners.
- Updated ITR utilities and schema released by the Income Tax Department for ITR-1 and ITR-4 users. These are downloadable from the official Income Tax e-Filing Portal.
These changes are already integrated into HR Calcy’s calculator, giving users a reliable estimate aligned with official expectations.
How HR Calcy’s Income Tax Calculator Compares to Other Top Calculators
In an online landscape full of tax tools, it’s crucial to choose a calculator that doesn’t just look good but actually delivers accuracy, flexibility, and real utility for Indian users. To assess how HR Calcy’s tool performs, we compared it to some of the most commonly used income tax calculators available on platforms like ClearTax, H&R Block, and BankBazaar.
Comparative Feature Table
Feature | HR Calcy | ClearTax | H&R Block | BankBazaar |
---|---|---|---|---|
Updated for FY 2025–26 | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Covers Both Regimes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
Real-Time Calculation | ✅ Instant | ❌ Delayed | ✅ Instant | ❌ Delayed |
No Signup or Registration | ✅ Not Required | ❌ Required | ❌ Required | ✅ Not Required |
Mobile-Optimized Experience | ✅ Fully Responsive | ✅ Partial | ❌ Poor Layout | ✅ Good |
Detailed Deduction Inputs (80C, 80D, HRA) | ✅ Extensive | ✅ Basic | ✅ Moderate | ❌ Limited |
Comparative Output (Old vs New Regime) | ✅ Side-by-Side | ❌ Separate Tabs | ❌ One Regime | ❌ Separate Tabs |
Embedded Tax Planning Suggestions | ✅ Included | ❌ Not Available | ✅ Minimal | ❌ Not Available |
While other calculators offer good baseline utility, HR Calcy goes a step further by offering a clean interface, instant feedback, and detailed tax breakdown based on user input. The real-time comparison between the two regimes, without switching tabs or refreshing pages, makes it more interactive and valuable for salaried users, especially those confused about which tax regime to pick.
What Makes HR Calcy’s Tool Unique?
1. Zero-Friction Usage
Most calculators redirect users through multiple pages, popups, or even mandatory account creation. HR Calcy eliminates this. It opens, calculates, and displays tax figures without any formality or delay. This is particularly important in today’s mobile-first browsing environment, where quick access is essential.
2. Built-In Regime Comparison
Unlike other tools that show either new or old regime tax, HR Calcy calculates both and shows them side-by-side. This feature is especially useful for people who:
- Have high exemptions under old regime.
- Are planning for new regime benefits like reduced compliance and fewer investment locks.
3. Visual & Logical Simplicity
The calculator doesn’t just return numbers—it explains them. For instance, users get a breakdown of gross income, deductions, taxable income, and final tax. Even less financially literate users can understand how each section contributes to the final amount payable.
Understanding the Tax Calculation Policy
Let’s break down how the calculator works internally, so users have full transparency:
- Gross Income Calculation: It begins with your total annual salary, including fixed and variable components.
- Exemption Segmentation:
- HRA is calculated based on rent, city type (metro/non-metro), and basic salary split.
- Standard Deduction of ₹75,000 is automatically applied for all salaried individuals under the new regime.
- Section 80C inputs like PF, PPF, ELSS, Life Insurance are subtracted up to ₹1.5 lakh limit.
- Section 80D (medical insurance), 80E (education loan), 80G (donations) are included as per entry.
- Taxable Income Computation: Final amount after all exemptions and deductions is taken as the base for slab-wise tax.
- Slab-Wise Calculation: Tax is then calculated progressively as per applicable slab (see previous section).
- Cess & Rebate:
- 4% health & education cess is added.
- Section 87A rebate is applied automatically wherever eligible.
- Final Output: A clear regime-wise tax figure is shown, along with whether you fall under zero-tax bracket or not.
If you're unsure about these provisions, refer to the official Income Tax Handbook for detailed legal backing.
Who Should Use HR Calcy’s Income Tax Calculator?
The tool is ideal for:
- Salaried employees trying to compare regimes
- Freelancers who want to compute gross taxable income minus expenses
- Senior Citizens and Super Senior Citizens needing age-specific benefits
- HR professionals managing multiple employee declarations
- First-time taxpayers looking for quick answers
In short, if you earn income in India and want clarity on how much tax you’ll pay—or save—HR Calcy’s calculator provides a professional, no-nonsense interface that delivers results instantly.
How to Choose Between Old and New Tax Regimes in 2025–26
Choosing the right tax regime is no longer just a formality—it’s a crucial financial decision that can impact your take-home salary, savings, and liquidity. The new tax regime introduced under Section 115BAC offers lower tax rates but removes most exemptions and deductions. The old regime, while structured with higher tax rates, allows a wide range of tax-saving avenues.
To help decide, HR Calcy’s Income Tax Calculator not only computes tax under both regimes but also highlights the smarter choice based on your inputs.
Side-by-Side Regime Comparison Table (FY 2025–26)
Income Bracket | Old Regime (With Deductions) | New Regime (Without Deductions) |
---|---|---|
₹5 – ₹7 lakh | Taxable but rebate available | Zero tax after rebate |
₹7 – ₹10 lakh | Lower tax if claiming 80C/80D | Often lower without deductions |
₹10 – ₹15 lakh | Depends on deductions claimed | May be better for non-investors |
₹15+ lakh | Better if housing loan/HRA | Suitable for those with no tax planning |
As per the latest CBDT circular, the default regime from FY 2023–24 onward is the new one, unless you opt for the old regime while filing your ITR. Hence, having a clear understanding of where you save more is necessary before clicking that selection.
Practical Examples: Tax Savings Under Both Regimes
Let’s take two common scenarios to understand how income tax can differ dramatically depending on your deductions and structure.
Scenario 1: Salaried Employee with Investments
- Annual Income: ₹12,00,000
- Declared Deductions:
- ₹1.5L (Section 80C: PF, PPF)
- ₹25K (Section 80D: Medical Insurance)
- ₹2L (Home Loan Interest – Section 24)
- HRA Applicable: Yes
- Standard Deduction: ₹50,000
Tax Calculation:
- Old Regime:
- Gross Income: ₹12,00,000
- Total Deductions: ₹4,25,000
- Taxable Income: ₹7,75,000
- Approx. Tax: ₹65,000 (incl. cess)
- New Regime:
- No deductions allowed
- Taxable Income: ₹12,00,000
- Approx. Tax: ₹90,000 (incl. cess)
✅ Winner: Old Regime – due to substantial deductions
Scenario 2: Freelancer With No Major Deductions
- Annual Income: ₹15,00,000
- Deductions: None
- Standard Deduction: Not available for non-salaried under new regime
Tax Calculation:
- Old Regime:
- Taxable Income: ₹15,00,000
- Approx. Tax: ₹2,62,500
- New Regime:
- Taxable Income: ₹15,00,000
- Approx. Tax: ₹1,87,500
✅ Winner: New Regime – due to lower flat rates
Such comparisons make it evident that the decision is unique to each individual’s income structure, investments, and exemptions. This is where HR Calcy’s smart real-time comparison helps users avoid mistakes and take timely, informed decisions.
Why HR Professionals Prefer HR Calcy
Many HR executives and payroll professionals are now depending on HR Calcy’s calculator not just for personal tax computation, but also for managing employee declarations during investment proof verification and payroll finalization. Unlike traditional tools, HR Calcy offers a bulk-friendly approach without needing login credentials.
For companies and HR consultants, this tool is especially useful during:
- Form 16 generation periods
- Finalization of provisional tax
- End-of-year compliance and TDS adjustments
You can validate this approach by referencing practical guides from Income Tax India that describe how salaried TDS is deducted and managed.
Unlocking Deductions Under the Old Regime: A Missed Opportunity?
Many taxpayers unknowingly pay more tax than necessary simply because they don’t utilize all available deductions under the old regime. While the new tax regime is straightforward, the old one is loaded with legal ways to reduce tax liability—especially useful for salaried individuals, families with home loans, or those supporting parents.
Commonly Underutilized Tax Deductions in India
Section | Deduction Type | Maximum Limit | Who Can Claim |
---|---|---|---|
80C | Investments (PF, PPF, LIC, ELSS) | ₹1.5 lakh | All taxpayers |
80D | Health Insurance Premium | ₹25K–₹1 lakh | Self, family, senior parents |
24(b) | Home Loan Interest (Self-occupied) | ₹2 lakh | Property owners |
80E | Education Loan Interest | No upper limit | Students or parents of students |
80G | Donations to Approved Charities | Up to 100% deduction | Anyone with valid proof |
80CCD(1B) | NPS Contribution (Additional) | ₹50,000 | Salaried and self-employed |
These deductions are not just tax savers—they’re also a tool for disciplined wealth building. For instance, a taxpayer contributing to both PPF and NPS not only reduces taxable income but secures long-term retirement savings.
According to the latest updates from Ministry of Finance, schemes like Sukanya Samriddhi Yojana and Senior Citizens Savings Scheme (SCSS) are not just popular but also eligible for Section 80C benefits, yet many eligible taxpayers fail to include them.
How HR Calcy Simplifies Deductions For You
One of the major hurdles while calculating income tax is adjusting for deductions. Most online calculators just ask for a lump sum “deductions” input without guiding what counts or how to calculate it. HR Calcy fills this gap beautifully.
Instead of expecting users to remember each section, the calculator:
- Breaks down all major deduction categories
- Auto-updates limits based on the current financial year
- Provides inline tooltips explaining what counts under each section
- Offers a side-by-side comparison of how much you save under each regime
Whether you are contributing to an ELSS fund or paying a premium on your parents' health insurance, HR Calcy allows you to input it with clarity and confidence.
For example, when entering home loan details, it clearly distinguishes between principal (eligible under 80C) and interest (eligible under Section 24). This level of detail is rare even in some popular tools offered by banking institutions like HDFC Bank.
Personalized Tax Strategy: A Game Changer
Another feature that makes HR Calcy stand apart is its ability to offer a personalized tax-saving recommendation at the end of the computation. Based on your data, it might tell you:
- “You can save ₹13,500 more if you opt for the old regime and invest ₹50,000 in NPS.”
- “Switching to the new regime saves you ₹22,000 as you have no deductions declared.”
This real-time intelligence turns the calculator into an advisory tool, not just a number cruncher.
HR Calcy also educates users about additional tax-saving avenues that most salaried individuals overlook, such as:
- Claiming tax exemption on Leave Travel Allowance (LTA)
- Tax-free reimbursements like meal coupons or telephone bill
- Transport allowance for specially-abled employees under Section 10(14)
These insights help users go beyond basic tax planning and reduce liability with ease and legality.
Tailored Tax Planning for Different Types of Indian Earners
Income tax planning cannot be one-size-fits-all. Depending on your profession, income structure, and lifestyle, the way you approach tax-saving can differ significantly. HR Calcy recognizes this nuance and provides tailored flexibility for various profiles—whether you’re a salaried employee, government servant, freelancer, or pensioner.
For Salaried Employees
Most salaried individuals receive a cost-to-company (CTC) structure, which may include components like HRA, conveyance, bonuses, and PF contributions. Here’s how HR Calcy makes it easier:
- Auto-detects House Rent Allowance (HRA) eligibility based on city and rent details.
- Offers exact guidance on tax-free allowances and standard deductions.
- Identifies opportunities to restructure your salary (like opting for meal cards or professional development reimbursements).
Moreover, if your company provides leave encashment or gratuity, the calculator shows how these are taxed under Section 10 exemptions. A thorough breakdown of allowances and reimbursements makes it an excellent alternative to incometaxindia.gov.in for clear understanding.
For Government Employees
Government employees often benefit from perks like NPS contributions, pension schemes, and fixed housing benefits. HR Calcy supports:
- Automatic NPS deduction calculation under Section 80CCD(1B).
- Exemption of gratuity up to ₹20 lakh under Section 10(10).
- Differentiation between taxable and non-taxable allowances, including DA and travel perks.
This is a crucial value-add since many calculators fail to distinguish between the treatment of central vs. state government pay structures.
For Freelancers & Consultants
Freelancers often struggle with tax planning due to irregular income, lack of TDS deductions, and limited access to formal HR tools. HR Calcy enables:
- Manual entry of income from multiple sources.
- Calculation of presumptive taxation under Section 44ADA.
- Estimation of advance tax liability for better cash flow management.
If you’re earning from platforms like Upwork or Fiverr, or offering consultancy to domestic clients, these features provide clarity on how much you truly owe the government. This supports better compliance with CBDT rules on advance tax and income declaration.
For Pensioners
Retired individuals have different concerns—like taxable pension, senior citizen tax slabs, and medical expenses. HR Calcy supports:
- Automatic detection of increased 80D limits (up to ₹1 lakh for senior parents).
- Application of rebates under Section 87A.
- Senior Citizen Savings Scheme (SCSS) and fixed deposit interest treatment.
It even flags if you fall under the "super senior citizen" category (80+ years), enabling the correct basic exemption limit of ₹5 lakh.
Role-Based Example Snapshot
User Type | Income Type | Unique Tax Planning Support by HR Calcy |
---|---|---|
Salaried Employee | CTC with HRA & Bonus | HRA calculation, standard deduction, Section 10 perks |
Govt Employee | DA, Pension, NPS | Gratuity, NPS auto, special allowances & exemptions |
Freelancer | Consultancy Fees, Project Earnings | 44ADA estimation, GST note, quarterly advance tax alerts |
Pensioner | Regular Pension, FD Interest | 80D higher limits, SCSS, Senior citizen slab auto-detect |
Such fine-grained personalization ensures that every user—not just high-salaried ones—can optimize their tax liability with confidence.
Clearing Common Misconceptions About Income Tax in India
Despite the wide availability of online resources, misconceptions around income tax calculation continue to persist—especially during the peak filing season. These often lead to incorrect claims, overpayment, or delayed refunds. HR Calcy not only guides users with real-time calculations but also addresses some of the most frequent doubts Indian taxpayers face.
Misconception 1: "All My Income Is Taxable"
Many taxpayers assume that every rupee earned is taxable. However, several sources of income are partially or fully exempt depending on the scenario. For instance:
- Agricultural income is exempt under Section 10(1).
- Long-term capital gains (LTCG) from equity up to ₹1 lakh per year are tax-free under Section 112A.
- Maturity proceeds from life insurance policies (satisfying conditions under Section 10(10D)) are non-taxable.
HR Calcy auto-filters exempt incomes so that users don't overstate their gross taxable income—avoiding errors common among first-time filers.
Misconception 2: "Rebates Are Only for Low-Income Earners"
Rebate under Section 87A applies only to individuals with taxable income up to ₹7 lakh under the new regime. This is often misunderstood as a benefit only for those earning below ₹5 lakh. With the 2023 amendment, HR Calcy reflects the ₹25,000 rebate cap automatically for qualifying users, ensuring no eligible taxpayer misses out on it.
For a deeper understanding, you can refer to this official CBDT clarification that defines eligibility in detail.
Misconception 3: "Switching Between Old and New Regime Is Complicated"
While salaried individuals can toggle between regimes each year, non-salaried individuals need to make a more long-term commitment. HR Calcy highlights this distinction clearly:
User Type | Regime Switching Allowed? | Frequency |
---|---|---|
Salaried | Yes | Every Assessment Year |
Freelancers/Other | No (post one-time option) | Only once (Section 115BAC) |
This clarity allows users to make better-informed decisions based on their deduction claims and gross income.
Misconception 4: "Capital Gains Are Treated Like Salary"
Capital gains from assets such as mutual funds, property, or shares follow different tax slabs, exemptions, and indexation rules. HR Calcy allows users to:
- Enter capital gain values separately.
- Specify asset type (equity, debt, real estate).
- Apply LTCG or STCG rates accordingly.
This functionality ensures that users don’t apply incorrect slab rates to capital gains—a common and costly mistake.
For example, if you've sold a property after holding it for more than 2 years, your gains qualify for indexation benefits under Section 48. HR Calcy guides you through such nuances clearly and interactively.
With these common doubts resolved, users can proceed more confidently toward accurate filing and strategic tax planning. In the final section, we will offer a practical walkthrough on how to use the HR Calcy Income Tax Calculator—from first entry to final output—and how it simplifies the entire tax computation process for the average Indian taxpayer.
Step-by-Step Guide to Using the HR Calcy Income Tax Calculator
Navigating the Indian tax system can be challenging, especially when deciding between the old and new regimes, accounting for deductions, and correctly reporting income from multiple sources. The HR Calcy Income Tax Calculator is designed to simplify this process with an intuitive interface that works seamlessly on both desktop and mobile devices.
Below is a detailed walkthrough to help you understand and use the calculator effectively, even if you’re not familiar with tax rules.
Step 1: Select Financial Year and Regime Type
Begin by selecting the applicable financial year from the dropdown. This ensures that the calculator fetches the correct tax slabs, deduction limits, and surcharge rates.
- Old Regime: Allows you to claim deductions under Sections 80C, 80D, HRA, and others.
- New Regime: Offers lower tax rates but restricts exemptions and deductions.
The calculator provides a side-by-side preview of both regimes, helping you evaluate which gives the lower tax liability.
Step 2: Enter Income Details
You will now input your income from various sources:
Income Category | Examples |
---|---|
Salary Income | Basic Pay, HRA, Special Allowance, Bonus |
House Property | Rental income, home loan interest deduction |
Capital Gains | Sale of property, shares, mutual funds |
Other Sources | Bank interest, FD returns, gifts |
The calculator computes each stream independently and aggregates your Gross Total Income (GTI). This modular format aligns with Form 16 and ITR filing standards.
Step 3: Add Deduction Details (For Old Regime)
If you’ve selected the old regime, you’ll be prompted to enter deductions such as:
- Section 80C: LIC, PPF, EPF, ELSS, principal repayment
- Section 80D: Health insurance premiums
- Section 24(b): Home loan interest (for self-occupied house)
- NPS Contribution: Under Section 80CCD(1B)
These values are auto-capped based on applicable limits, avoiding over-claiming errors. For example, the 80C limit is automatically restricted to ₹1.5 lakh.
More about allowable deductions is available directly on the Income Tax India portal, helping taxpayers validate what is permissible.
Step 4: Get Instant Results with Comparative Analysis
Once all the values are filled in, the calculator instantly displays:
- Total Taxable Income
- Tax Payable (Before and After Rebate)
- Tax Comparison: Old Regime vs New Regime
- Suggestion: Which regime saves more tax based on your entries
This is particularly helpful for salaried employees who want to optimize tax planning without consulting a professional each time.
Comparison Snapshot | Old Regime | New Regime |
---|---|---|
Total Taxable Income | ₹8,50,000 | ₹9,00,000 |
Tax Before Rebate | ₹72,500 | ₹60,000 |
Eligible for Rebate (87A) | No | Yes |
Final Tax Liability | ₹72,500 | ₹35,000 |
The table clearly shows how the new regime can benefit users in some scenarios, especially for those with limited deductions.
For additional guidance, users can cross-check tax calculation methods with NSDL's official tax services, making their filings more compliant.
With HR Calcy, users no longer have to guess which regime to choose or worry about exceeding deduction limits. It brings together rule-based accuracy and usability in one tool—accessible to both salaried professionals and self-employed individuals alike.
Why HR Calcy's Income Tax Calculator Stands Out
Amidst the multitude of online income tax calculators available in India, HR Calcy carves a niche by combining precision, flexibility, and user-friendliness. Unlike basic calculators that merely estimate taxes based on salary figures, HR Calcy offers a comprehensive and actionable tax comparison between the old and new regimes—tailored for real Indian taxpayers.
Zero Login, 100% Accessibility
One of the most appreciated features is that there’s no login or sign-up requirement. This ensures instant access, especially for users concerned about privacy or those on the go. Whether you’re a salaried employee planning your deductions or an HR professional assisting employees with payroll queries, this tool is ready to use—anytime, anywhere.
Mobile-First Experience
The calculator is fully optimized for mobile devices. Every form field, button, and result section has been tested for clarity, responsiveness, and performance across devices. This ensures that even users in remote locations with mobile-only internet access can calculate their income tax with ease.
Reliable for HRs, Professionals, and Consultants
HR professionals often need to guide employees on tax planning during payroll processing. Rather than manually calculating TDS or forwarding government PDF links, HRs can now directly use and share this intuitive calculator. The ability to visually compare both regimes side-by-side also improves transparency in communication and employee satisfaction.
Regularly Updated as per Budget Announcements
HR Calcy’s backend is aligned with the latest tax regulations and slab updates announced during the Union Budget. Every financial year, it is updated to reflect:
- New income tax slabs
- Revised Section 87A rebate thresholds
- Standard deduction changes
- Exemption limit adjustments
You can verify the latest rates and rules officially through the Ministry of Finance’s Budget portal to cross-check any updates you find in the calculator.
Final Thoughts: A Tax Tool You Can Trust
Tax planning shouldn’t be overwhelming, and HR Calcy proves that clarity and compliance can go hand-in-hand. Whether you earn ₹5 lakh or ₹25 lakh annually, the calculator scales effortlessly to your inputs and delivers accurate, useful insights in real-time.
There’s no jargon, no confusion—just a clean interface, a thoughtful experience, and results you can act on. For anyone serious about optimizing tax outgo without wasting time or money on consultancy, HR Calcy’s Income Tax Calculator is not just a tool—it’s a solution.
FAQ
What is an income tax calculator?
An income tax calculator is an online tool that helps you estimate your payable tax based on your income, deductions, and tax regime.
Is HR Calcy’s income tax calculator free to use?
Yes, HR Calcy’s tax calculator is completely free. No login or registration is required.
Can I use this calculator for FY 2024-25?
Yes, it is fully updated as per the latest tax slabs and Budget 2024 rules for FY 2024-25.
Does the calculator work on mobile phones?
Yes, the calculator is mobile-friendly and works perfectly across all screen sizes.
Can I compare old and new tax regimes?
Yes, HR Calcy lets you compare old and new regime taxes side by side to make the best choice.
Is it safe to use this calculator?
Absolutely. HR Calcy doesn’t ask for any personal information or login details, making it completely safe.
Does it calculate monthly and annual tax?
Yes, it shows both monthly TDS and total annual tax liability with a breakup of deductions.
Please do not enter any spam link in comment box. Thank you!