These Terms and Conditions apply to your use of HR Calcy (www.hrcalcy.in), owned by Nauvi Solutions ("we", "us"). By using the website, you agree to them. Purchases of courses, e-books, Excel templates and certificates on learn.hrcalcy.in are also covered by the terms on that site.
Use of the website
- You may use the calculators, guides, Excel templates and quiz for your own work and for your organisation's internal use.
- You must not misuse the website, for example by trying to disrupt it, scraping it in bulk, or using it for anything unlawful.
Calculator results and information
Results and guides are for information and planning. They are not legal, tax, accounting or financial advice, and they depend on the figures you enter. Rules change, so check important results against the official source or with a qualified professional. Our Disclaimer explains this in full and forms part of these Terms.
Content and copyright
The calculators, articles, guides, images and downloadable files on HR Calcy belong to Nauvi Solutions unless stated otherwise. You may quote short extracts with credit and a link to the page. You may not republish our content in full, copy our calculators, or sell our content or files without written permission. To report content that you believe infringes your copyright, see our Copyright and DMCA Policy.
Comments
Comments must be relevant and respectful. We may remove comments that contain spam, links to unrelated sites, personal attacks or unlawful content.
Paid products
Courses, e-books, Excel templates and certificates are sold and delivered through learn.hrcalcy.in. Prices, payment, delivery and refunds are governed by the terms on that site. Certificates record what you completed with us; they are not a licence, a statutory qualification or a government credential.
Advertising and affiliate links
The website shows ads through Google AdSense. Some links may be affiliate links, which means we may earn a commission if you buy through them, at no extra cost to you. Ads and affiliate links do not change our calculators or the rules we explain.
Links to other websites
We link to government portals and other websites for your convenience. We do not control them and are not responsible for their content or services.
Limitation of liability
We work to keep the website accurate and available, but we provide it "as is". To the extent permitted by law, Nauvi Solutions is not liable for any loss arising from your use of the website or from decisions based on its calculations or content.
Privacy
Our Privacy Policy explains what information we collect and how we use it.
Governing law
These Terms are governed by the laws of India.
Changes to these Terms
We may update these Terms when the website or our services change. The date below shows the current version, and continued use of the website means you accept the updated Terms.
Contact
Questions about these Terms? Email hello@hrcalcy.in or use the contact page.
Last updated: 26 October 2026