About the author

Vishvas Yadav is the founder of HR Calcy and an HR and payroll consultant with 16+ years’ experience in India. He advises organisations on payroll and statutory compliance, wage structuring under the new Labour Codes, and labour law covering PF, ESI, CLRA, gratuity and bonus. Post Graduate Certification in HRM, XLRI Jamshedpur and SHRM. ISO 9001:2015 Lead Auditor (BSI). Based in Bengaluru.
View full profileQuick answer: This is the index of every HR Calcy guide on Indian payroll, labour law, income tax on salary, PF, gratuity and government and bank pay, grouped by topic. Start with the new Labour Codes guide for the 2026 rules, or go straight to the calculators if you need a number.
Everything HR Calcy publishes on Indian payroll, labour law and salary sits here, grouped by topic. These are practical guides written from the official rules: the four Labour Codes, the Income-tax Act, 2025 and the EPF and ESI schemes. Every one of them is free to read, with no sign-up. If you came looking for a tool rather than a guide, the calculators are the faster route.
Payroll and salary structure
How a salary is built in India (CTC, gross, deductions and take-home) and the Excel formats to do it repeatably.
- Salary breakup calculator: CTC and salary structure
- CTC to in-hand salary calculator: take-home after tax
- Salary breakup calculator Excel: free download with formulas
- Salary sheet in Excel format: free download with formulas
- Salary slip format in Excel: free download
- Salary slip explained: every line, and why your pay changes
See all payroll and salary articles →
Labour law and the new Labour Codes
The four Codes replaced 29 older laws and change how wages, benefits and working hours are defined. These guides cover what actually changes for employers and for employees.
- New Labour Codes in India: complete guide for employees, HR and employers
- Code on Wages, 2019: the 50% wage rule, PF and gratuity
- Code on Social Security, 2020: PF, ESIC, gratuity, maternity and gig workers
- OSH Code, 2020: working hours, leave, women's night shifts and contract labour
- Industrial Relations Code, 2020: layoffs, retrenchment, strikes and unions
- Labour Code Central Rules 2026: key rules, forms and deadlines
- New Labour Codes PDF: official bare Acts, Central Rules and FAQs
- Labour Code state rules tracker: status in every state and UT
- Labour Codes latest news and updates
- New Labour Codes pros and cons: good or bad for employees?
- New Labour Codes for IT employees: salary, PF, gratuity, leave
- New Labour Codes for UPSC: notes, key facts and MCQs
- Full and final settlement: what you are owed when you leave
- Minimum wages in India: state-wise rates
- New labour code salary calculator: old vs new salary, PF and take-home
Income tax and TDS on salary
Regime comparison, TDS, Form 16 and the deductions a salaried employee can actually claim, worked through with examples rather than slabs alone.
- Old vs new tax regime: which is better, with examples
- TDS on salary: how TDS deduction works
- Income tax calculator: new vs old regime
- How to file ITR online as a salaried employee
- Form 16: meaning, Part A and B, download and Form 130
- Standard deduction for salaried employees: new and old regime
- Tax-free salary allowances in India: what changed in 2026
- TDS mismatch notice: reasons, how to reply and fix it
Provident Fund and ESI
What gets deducted, on which wages, and what the employer contributes alongside it.
- PF deduction from salary: calculation, table and rules
- PF wage ceiling ₹25,000: September split, ECR and examples
- Social Security Code, 2020: how PF, ESIC and pension change
- Gujarat salary structure: PT, minimum wage and PF
Gratuity
Eligibility is where most gratuity questions start, and the four-years-and-something case is the one people get wrong most often.
- Gratuity calculation under the new labour codes
- Retirement gratuity: calculation, limit and tax
- Gratuity after 4 years 8 months (and 4 years 7 months): what actually applies
- New gratuity rules for contract employees: the 1-year rule and CTC
- Gratuity calculator
Pay Commission and government salary
Fitment factor, pay matrix and what a revision actually does to in-hand pay for central government employees.
- 8th Pay Commission pay matrix: all levels
- 8th Pay Commission fitment factor calculator
- 8th Pay Commission salary calculator: in-hand pay and hike
- 7th Pay Commission salary calculator: in-hand pay
See all pay commission articles →
Bank salaries
Pay scales, stages and settlements for public sector bank staff and officers.
- 12th Bipartite Settlement pay scale and basic pay chart
- Bank officer salary by scale: JMGS-I to TEGS-VII
- Bipartite settlements: bank wage revisions from the 1st to the 13th
Learn, practise and connect
Free quizzes with certificates, short courses and HR communities.
- HR and professional quizzes with free certificates
- Practical payroll process management training assessment
- Online fast-track courses with certificates
- HR WhatsApp group links: join active HR, payroll and labour law groups
Who writes these
HR Calcy is run by Vishvas Yadav, an independent HR and payroll consultant with 16+ years in Indian HR and payroll. He holds a Post Graduate Certification in HRM from XLRI Jamshedpur and SHRM, and is an ISO 9001:2015 Lead Auditor (BSI). Guides are written from the official rules and updated when those rules change.
Nothing here is legal or tax advice. Always confirm your own case with a qualified professional.