Discover the 7th Pay Commission Pay Matrix for Grade Pay 5400 to 7600Levels 10 to 12 under PB-3 (₹15600 to ₹39100). This in-depth guide explains pay levels, progression, increments, allowances, and practical usage in a clear and structured manner.
The 7th Pay Commission marked a major shift in how salaries of Central Government employees are structured in India. Instead of multiple pay bands and grade pay confusion, it introduced a unified and transparent system known as the Pay Matrix.
This article focuses specifically on the 7th Pay Commission Pay Matrix for Grade Pay 5400 to 7600, which corresponds to Levels 10, 11, and 12 under Pay Band 3 (PB-3). These levels typically apply to senior supervisory, gazetted, and Group A entry-level officers.
To estimate salaries accurately using the matrix and allowances, you may also refer to the official calculators below:
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Find quick links to all essential HR and salary calculators from HR Calcy.
Salary & Pay Matrix
Allowances & Arrears
💡 Pro Tip: The Pension Calculator includes options for both Self/Family Pension and Commutation. Use the 8th CPC tools for future projections only, as official figures are not yet notified.
Note: All calculators are hosted on HR Calcy and are for estimation purposes. Always refer to official government notifications for final salary and pension matters.
Understanding the 7th Pay Commission Pay Matrix
The Pay Matrix is a two-dimensional table that replaces the earlier pay band and grade pay system. One axis represents the pay level, while the other reflects annual progression stages.
Each employee’s basic pay is fixed at a specific level and moves vertically within that level through annual increments, typically at a rate of approximately 3 percent.
A detailed conceptual explanation of how the matrix works is available in this guide: 7th Pay Commission Pay Matrix Explained.
Grade Pay and Levels Covered in This Guide
This article specifically covers the following structure under the 7th Pay Commission:
- Grade Pay: ₹5400, ₹6600, ₹7600
- Pay Levels: Level 10, Level 11, Level 12
- Corresponding Pre-Revised Pay Band: PB-3 (₹15600 to ₹39100)
These levels are commonly applicable to positions such as Section Officers, Under Secretaries, Deputy Directors, and equivalent posts across various departments.
7th Pay Commission Pay Matrix Table (Level 10 to Level 12)
| Index | Level 10 (GP 5400) |
Level 11 (GP 6600) |
Level 12 (GP 7600) |
|---|---|---|---|
| 1 | ₹56,100 | ₹67,700 | ₹78,800 |
| 2 | ₹57,800 | ₹69,700 | ₹81,200 |
| 3 | ₹59,500 | ₹71,800 | ₹83,600 |
| 4 | ₹61,300 | ₹74,000 | ₹86,100 |
| 5 | ₹63,100 | ₹76,200 | ₹88,700 |
| 10 | ₹73,200 | ₹88,400 | ₹1,02,800 |
| 15 | ₹84,900 | ₹1,02,500 | ₹1,19,300 |
| 20 | ₹98,400 | ₹1,19,000 | ₹1,38,300 |
| 25 | ₹1,14,000 | ₹1,38,000 | ₹1,60,300 |
| 30 | ₹1,32,000 | ₹1,60,000 | ₹1,85,900 |
| 35 | ₹1,53,100 | ₹1,85,400 | - |
| 40 | ₹1,77,500 | - | - |
The table above reflects the official pay progression as notified under the 7th CPC. Not all levels extend to the same index due to cadre structure and promotional ceilings.
Allowances Applicable Over Basic Pay
The pay shown in the matrix represents basic pay only. Actual gross salary includes several allowances, such as:
- Dearness Allowance (DA), revised periodically
- House Rent Allowance (HRA) or government accommodation
- Transport Allowance (TA)
- Special duty or departmental allowances, where applicable
Current DA rates and historical revisions are officially notified by the Government of India through the Ministry of Finance. Authoritative updates can be referenced from the Department of Expenditure, Ministry of Finance.
Other 7th Pay Commission Pay Matrices
- Grade Pay 1800 to 2800 (Level 1 to 5 – PB-1)
- Grade Pay 4200 to 5400 (Level 6 to 9 – PB-2)
- Grade Pay 8700 to 10000 (Level 13 to 14 – PB-4)
- HAG and Apex Scales (Level 15 to 18)
Key Advantages of the Pay Matrix System
- Clarity: Single table replaces multiple overlapping pay bands
- Predictability: Employees can clearly track future increments
- Uniformity: Standardized across departments and services
- Ease of Administration: Simplifies payroll and pension calculations
Recent Developments and Practical Relevance
While the 7th Pay Commission structure remains in force, periodic updates occur through:
- Dearness Allowance revisions linked to inflation
- Revised HRA rates following DA thresholds
- Pension parity adjustments for retirees
These revisions do not alter the Pay Matrix itself but significantly affect take-home and retirement benefits.
How to Correctly Read Your Pay Level
- Identify your sanctioned pay level under service rules
- Locate your current cell based on appointment or promotion date
- Track vertical movement for annual increments
- Add applicable allowances to calculate gross salary
Conclusion
The 7th Pay Commission Pay Matrix for Grade Pay 5400 to 7600 (Level 10 to Level 12) provides a structured, transparent, and predictable salary framework for senior Central Government employees.
By understanding the matrix, increments, and allowances together, employees can accurately assess career progression, financial planning, and retirement outcomes.
This guide is intended to serve as a reliable reference for interpreting pay structure under PB-3 with confidence and clarity.